Try Rocket Money for free: https://RocketMoney.com/Humphrey #rocketmoney #personalfinance In this video we go over the top …
source
Try Rocket Money for free: https://RocketMoney.com/Humphrey #rocketmoney #personalfinance In this video we go over the top …
source
Input your search keywords and press Enter.
50 comments
Check out Rocket Money for free: https://RocketMoney.com/Humphrey #rocketmoney #personalfinance
Great video humpboy im more of a short term guy going ater poon while im young and handsome, fuck retirement
Just turned 30 and have a job that grew into 100k per year. Even with our blessings I don’t see how people make it. The median house in my area is around 350k, and we just started our emergency fund. How am I supposed to save for emergencies, a house downpayment, and retirement? Bills come out to 60% of my income, with half of that being rent. 20% savings, and 20% left over.
Lol came here for advice, I am also very familiar with GOW, Mobile Strike, FFXV, etc.
Thank you for the time stamps
How would having a pension affect retirement savings. I will make 65% of my highest salary years (not including overtime) how much should I have saved before I retire at 50
Intel right now is a stock to must buy. Head my word
This is great and all but doesn’t take into account cities you are in where a studio apartment is $2600/month.
Fire is easy if you make 100k and grew up poor having to be frugal. I was afraid to spend money then and I'm not used to spending money now and so it builds while I go out and play pickleball with my 25$ starter set
I got 60k now and I got no where to dump bro, everything is jacked up in the stock market.
Lifestyle inflation is real haha. I used to live off of $60k just fine. I am now well above $100k, and while I am investing more and what not, I found myself the first 6 month buying kind of dumb stuff. I have a good hold on that now. I got rid of that problem by upping my auto-deposit house payment, car payment (I bought these pre jump in income), upping investment, and retirement. That way what I have left in the bank is my 6 month savings buffer, and a few grand in checking. I figure once a month I can get something "nice" if I have earned it. Something around $200-$500 towards a hobby. I don't go out and drink and eat expensive food so that saves a ton. I still eat rice, tuna, chicken, beef, frozen veggies, protein shakes, etc. All bought in bulk. My gf thinks it's funny, but it's nice having a huge buffer bw the "pay check to pay check" lifestyle.
Hahahha this is so unattainable for actually paycheck to paycheck people.
thank God that you respect me Humphrey for only making 40k a year, that really makes a big difference in my life
When saving for emergency fund, should we also consider health care expenditure? so for example, if one loses their job, than we also lose our healthcare. Should that be accounted for in our emergency fund?
that networthify site is from 2013. not to say that the calculations are any different, but there are better ones out there just google net worth calculator
It’s crazy how every YouTuber sponsored by rocket money had a subscription that they forgot.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!
i had by now pay later.
Nothing beats the involvement of an expert in any trade or investment, selfishness and greed held many back and they ended up suffering huge losses, and the crypto market- Currencies are no exception.
these guys make videos for dummies. first 2 minutes say it all.
can you do a canadian guide?
This "work your ass off to retire comfortably" mentality really troubles me. Work hard, pay your bills, take care of you family, enjoy life.
$100k is now lower middle class in the USA due to bidenomics
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Great analysis and sharing your knowledge & analysis 🙏
mann here in croatia i have 15000 a year, move from my house and still live good
If you can’t save 10% of your yearly income you shouldn’t be in charge of your own money or just be okay with working until you die.
What I don’t understand is, on one hand we are told the stock market will crash and yet on the other we are told ways of investing in the stock market. Oxymoron or paradox? I'm considering investing over 150k, but I'm uncertain about risk mitigation strategies.
750k is not enough to retire. 3M is a good number
question for you that 10% for the car, does that include insurance?
100k isn't even that much tbh
Can anyone recommend a book for financial advices and stock investment?
you worked on clash of kings… cool
Thank you for this
Bros math is INSANE!!! I wonder if he's looking at something or if he's just a calculator
Does 20-4-10 rule apply per person in the household or to the total monthly income? Me and my wife both need a car, should I assume that I we can comfortably afford them with 20% of our total income or 10%?
If you make 40k a year you are pretty much screwed at this point because its nearly impossible to avoid consumer debt on 40k a year, especially if you have kids. If you can't afford to save a minimum of 20k when you are making 75k a year then you have a spending problem. If you make 100k a year or more and are still complaining about it not being enough and you can't afford to save money then I don't feel sorry for you and you need to spend a couple years making 40k.
45k =/= 2700 take home 🤨
You mentioned investing in the IRA but shouldn't we be maxing our 401k first before the IRA?
0:31 Unexpectedly seeing Felicia Day was a great little surprise! Super underrated!
Investing is good,but there is always a chance of a crash and if your near retirement be carefull. Life happens and sometimes it feels like a crap shoot investing.
I took a chance on a stock I knew well about and it grew fast in 2 1/2 years and that was a worry in its own.
I sold when I had enough to pay my home off and a month later the stock crashed because of faulty book work by this company. So your always taking a gamble. I was very lucky.
The point is you may know or think you know a company ,but there are things that are out of your control.
I live check to check these targets are ridiculously unattainable.
Great video as always Hump and can
I ask if you majored in business like finance
in college?
7:42 holy fuck dude, a little warning next time
The investment advisors have really discovered guerrilla marketing huh
Truly a great video as it was easy to follow along and understand based on the varied categories. Thanks for creating this tool supporting financial independence.
I already fucked up I’m a single mom bringing in $43k and I have $45k in debt. $25k in collections so no interest and the rest is family debt
Can I ask what would you do if you have student loans that are currently at 0% interests?
None of this is possible for a real human being in America.